Wind And Hail Damage To Roof

While roofs are designed to resist typical wind loads they can be incrementally damaged over the years by high winds and debris carried by the wind.

Wind and hail damage to roof.

Wind during a hailstorm wind direction and wind speed can vary. Your insurance reimbursement will be based on the. Even when a storm produces no rain or hail your roof can still sustain damage. Significant wind can cause shingles to blow off the roof deck.

High winds can cause damage to your roof even without hail or other harmful weather. If you live somewhere where wind damage or wind storms are a regular occurrence you should know how to handle wind damage insurance claims and similar insurance issues which are often covered under your homeowners insurance. Gutters are also susceptible to hail damage. Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting.

Hail damage on your roof will cause granules to break loose at the site of each hail stone impact. Insurance companies now have the option to exclude payments for damage to exterior surfaces including walls roofs doors and windows from hail or wind if the storm impacts the appearance but not the function of these elements. Size and density the size of the hailstones can affect the degree of damage if any to your property. The more powerful the updrafts and wind damage to your roof the longer the hailstones circulate back and forth until gravity does its job and they drop to the ground causing damage to rooftops vehicles and anything else in their path.

Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high. If you notice shingle granules in your gutters you may have hail damage on your roof. Thunderstorms wind storms hail storms and even tornadoes can all cause wind damage to your property and even high winds can wreak havoc on unsecured structures or rooftops causing roof leaks and other potentially catastrophic roof damage. Changes in wind conditions can affect the location and severity of hail impacts.

You can buy only actual cash value coverage for wind and hail damage if your roof is too old to qualify for replacement value coverage. Missing shingles can lead to leaks and other interior damage. Always be safe when checking for roof damage. There are several types of damage high winds can cause to your roof including leaks missing shingles and gutter problems.

Strong winds can create stress points on a roof that over time can weaken and become compromised. Other wind damage may not be easy to see especially if the adhesive seal that provides a water shedding surface is broken.